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The Cash Flow Note Pad

Rent, Sell or BRRR Calculator

Just like the spreadsheets. Change the orange boxes; totals update automatically.

If you rent

Monthly cash flow
—
Down payment—
Total cash invested—
Loan balance—
Rental income · per month ($)
Rental expenses · per year ($)
Mortgage payments—
Other expenses · per year (utilities, cleaning & more)
Total annual expenses—
Annual cash flow—
Monthly cash flow—
Cash-on-cash return—

If you sell

Project profit
—
Sale amounts ($ unless marked %)
Total selling & holding costs—
Net cash to seller—
Purchase price—
Rehab cost—
Project profit—

If you BRRR

Monthly cash flow after refinance
—
Buy · Rehab · Rent · Refinance · Repeat
New loan amount—
Cash back at refinance—
Extra cash needed at refinance—
Cash left in the deal—
Cash returned above investment—
Rental income & expenses · per month
Monthly Gross rent—
Monthly Operating expenses—
Monthly New mortgage payment—
Monthly cash flow—
Annual cash flow—
Cash-on-cash return—

Uses the same rent and operating expenses as “If you rent.” Loan amount assumes your lender approves the entered value and loan-to-value.

Total cash invested = down payment + rehab. Commissions use list price, matching your spreadsheet. Mortgage payoff starts at the loan balance; change it if needed.

Net cash is after loan payoff. Project profit deducts purchase, rehab and selling/holding costs; rehab is counted once. Include all relevant costs. BRRR cash left in the deal = initial cash invested minus net refinance cash. Cash-on-cash return is N/A when all invested cash is recovered. Estimates are before income taxes.

Generate Report

Get a PDF of your Rent, Sell and BRRR comparison.

By selecting “Email my PDF,” you agree to email your name, home address, and report to yourself and copy Huy Nguyen at huy.nguyen@exprealty.com.

 

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